Cookie Policy
Last Updated: February 10, 2026
What are Cookies? Cookies are small text files that are placed on your device when you visit our website. They help us provide you with a better experience and allow certain features to work properly.
1. Introduction
This Cookie Policy explains how Business Finance Explained ("we," "us," or "our") uses cookies and similar tracking technologies when you visit our website. This policy should be read together with our Privacy Policy.
2. What Are Cookies?
Cookies are small data files that are placed on your computer or mobile device when you visit a website. Cookies are widely used by website owners to make their websites work more efficiently and to provide reporting information.
Cookies set by the website owner (in this case, Business Finance Explained) are called "first-party cookies." Cookies set by parties other than the website owner are called "third-party cookies." Third-party cookies enable third-party features or functionality to be provided on or through the website (e.g., advertising, analytics, and social media features).
3. Why We Use Cookies
We use cookies for several reasons:
- Essential Website Functions: To enable proper functioning of our website
- User Preferences: To remember your settings and preferences
- Analytics: To understand how visitors use our website
- Advertising: To display relevant advertisements
- Performance: To improve website speed and performance
- Security: To detect and prevent security threats
4. Types of Cookies We Use
4.1 Essential Cookies
These cookies are strictly necessary for the website to function and cannot be switched off in our systems. They are usually set in response to actions you take, such as setting your privacy preferences or logging in.
| Cookie Name | Purpose | Duration |
|---|---|---|
| PHPSESSID | Maintains user session state | Session |
| cookie_consent | Stores cookie consent preferences | 1 year |
4.2 Analytics Cookies
These cookies help us understand how visitors interact with our website by collecting and reporting information anonymously. This helps us improve our website and content.
| Service | Purpose | More Information |
|---|---|---|
| Google Analytics | Tracks website usage and visitor behavior | Google Privacy Policy |
4.3 Advertising Cookies
These cookies are used to deliver advertisements that are relevant to you and your interests. They may also be used to limit the number of times you see an advertisement and measure the effectiveness of advertising campaigns.
| Service | Purpose | More Information |
|---|---|---|
| Google AdSense | Displays personalized advertisements | Google Ads Policy |
| DoubleClick | Serves targeted advertising | Google Privacy Policy |
4.4 Functionality Cookies
These cookies enable enhanced functionality and personalization, such as remembering your preferences and choices.
4.5 Third-Party Cookies
We also use third-party services that may set cookies on your device:
- Social Media Cookies: Allow you to share content on social media platforms
- Embedded Content: From platforms like YouTube or Twitter
- Affiliate Cookies: Track referrals to affiliate partners
5. Google AdSense and Advertising
5.1 Google AdSense
We use Google AdSense to display advertisements on our website. Google uses cookies to serve ads based on your prior visits to our website or other websites on the Internet.
5.2 Personalized Advertising
Google's use of advertising cookies enables it and its partners to serve ads based on your visits to Business Finance Explained and/or other sites on the Internet.
5.3 Opt-Out Options
You can opt out of personalized advertising by visiting:
- Google Ads Settings
- Digital Advertising Alliance (DAA)
- European Interactive Digital Advertising Alliance (EDAA)
6. How Long Do Cookies Last?
The length of time a cookie remains on your device depends on its type:
- Session Cookies: Temporary cookies that are deleted when you close your browser
- Persistent Cookies: Remain on your device for a set period or until you delete them manually
7. Managing and Controlling Cookies
7.1 Browser Settings
Most web browsers allow you to control cookies through their settings. You can:
- View what cookies are stored on your device
- Delete cookies individually or all at once
- Block cookies from specific websites
- Block all third-party cookies
- Clear all cookies when you close your browser
- Set your browser to notify you when a cookie is set
7.2 Browser-Specific Instructions
7.3 Impact of Disabling Cookies
Please note that if you disable cookies, some features of our website may not function properly, and your user experience may be degraded.
8. Do Not Track Signals
Some browsers include a "Do Not Track" (DNT) feature that signals to websites that you visit that you do not want to have your online activity tracked. Our website does not currently respond to DNT signals.
9. Cookie Consent
When you first visit our website, you will be presented with a cookie consent banner. You can choose to accept or decline non-essential cookies. You can change your cookie preferences at any time by:
- Clicking the "Cookie Settings" link in our footer
- Adjusting your browser settings
- Contacting us directly
10. Web Beacons and Pixels
In addition to cookies, we may use web beacons (also known as tracking pixels) to collect information about your use of our website. Web beacons are tiny graphics with a unique identifier that are used to track online movements of web users and understand email campaign effectiveness.
11. Updates to This Cookie Policy
We may update this Cookie Policy from time to time to reflect changes in technology, legislation, or our data practices. We will notify you of any material changes by posting the new Cookie Policy on this page and updating the "Last Updated" date.
12. More Information
For more information about how we handle your personal data, please read our Privacy Policy.
To learn more about cookies in general, visit:
13. Contact Us
If you have any questions about our use of cookies or this Cookie Policy, please contact us:
- Email: