Terms of Service

Last Updated: February 10, 2026

1. Acceptance of Terms

These Terms of Service ("Terms") govern your access to and use of Business Finance Explained (the "Website"). By using this Website, you agree to comply with and be bound by these Terms, our Privacy Policy, and all applicable laws and regulations.

2. Use of the Website

2.1 Permitted Use

You may use our Website for lawful purposes only. You agree to use the Website in a manner consistent with all applicable laws and regulations.

2.2 Prohibited Activities

You agree not to:

• Use the Website for any illegal purpose or in violation of any laws
• Reproduce, duplicate, copy, or resell any part of the Website without permission
• Attempt to gain unauthorized access to our systems or networks
• Transmit any viruses, malware, or other malicious code
• Harass, abuse, or harm other users
• Impersonate any person or entity
• Collect or harvest information from the Website using automated means
• Interfere with or disrupt the Website or servers
• Post spam, advertisements, or promotional materials without permission

3. Intellectual Property Rights

3.1 Our Content

Unless otherwise stated, Business Finance Explained and/or its licensors own the intellectual property rights for all material on this Website. All intellectual property rights are reserved. You may view and print pages from the Website for your personal use, subject to restrictions set in these Terms.

3.2 Restrictions

You must not:

• Republish, sell, rent, or sub-license material from the Website
• Reproduce or duplicate material from the Website for commercial purposes
• Edit or otherwise modify any material on the Website
• Redistribute content from the Website (unless content is specifically made for redistribution)

4. User-Generated Content

4.1 Comments and Submissions

If you post comments, reviews, or other content on our Website, you grant us a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content.

4.2 Content Standards

You agree that your content will not:

• Be defamatory, obscene, offensive, or hateful
• Violate any intellectual property rights
• Contain spam or unauthorized advertising
• Promote illegal activities
• Contain personal information about others without consent

4.3 Content Moderation

We reserve the right to monitor, edit, or remove any content at our discretion without notice.

5. Disclaimer of Warranties

5.1 "As Is" Basis

This Website is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding:

• The operation or availability of the Website
• The accuracy, completeness, or currency of information
• The Website being uninterrupted, secure, or error-free
• The quality of any products, services, or information obtained through the Website

5.2 Financial Information Disclaimer

Important: The content on this Website is for informational and educational purposes only and should not be considered as financial, investment, or legal advice. We are not financial advisors, and the information provided does not constitute professional advice. Always consult with qualified professionals before making financial decisions.

6. Limitation of Liability

To the fullest extent permitted by law, Business Finance Explained shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

• Your use or inability to use the Website
• Any unauthorized access to or use of our servers
• Any interruption or cessation of transmission to or from the Website
• Any bugs, viruses, or other harmful code
• Any errors or omissions in content
• Any loss or damage incurred as a result of your use of content posted by third parties

7. Advertising and Affiliate Disclosure

7.1 Third-Party Advertisements

We display third-party advertisements on our Website, including Google AdSense. Advertisers may use cookies and web beacons to collect information about your visit. We are not responsible for the content or practices of third-party advertisers.

7.2 Affiliate Links

This Website may contain affiliate links. If you click on an affiliate link and make a purchase, we may receive a commission at no additional cost to you. We only recommend products or services we believe will add value to our readers.

7.3 Sponsored Content

Some content on this Website may be sponsored or contain paid partnerships. We will clearly disclose sponsored content in accordance with applicable regulations.

8. External Links

Our Website may contain links to third-party websites. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services. You acknowledge and agree that we shall not be responsible for any damage or loss caused by your use of any third-party website.

9. Copyright Infringement

If you believe that any content on our Website infringes your copyright, please contact us with:

• A description of the copyrighted work
• The location of the infringing material
• Your contact information
• A statement of good faith belief that the use is unauthorized
• A statement of accuracy under penalty of perjury

10. Indemnification

You agree to indemnify, defend, and hold harmless Business Finance Explained, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses, including reasonable attorney's fees, arising out of or in any way connected with your access to or use of the Website or your violation of these Terms.

11. Termination

We reserve the right to terminate or suspend your access to the Website immediately, without prior notice or liability, for any reason, including breach of these Terms. Upon termination, your right to use the Website will immediately cease.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law provisions. Any disputes arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the courts.

13. Changes to Terms

We reserve the right to modify or replace these Terms at any time. We will provide notice of any material changes by posting the new Terms on this page and updating the "Last Updated" date. Your continued use of the Website after such changes constitutes your acceptance of the new Terms.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

15. Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Business Finance Explained regarding your use of the Website and supersede all prior agreements.

16. Contact Information

If you have any questions about these Terms of Service, please contact us:

• Email: