/**
 * EMI Calculator - Professional Design
 * Inspired by leading financial calculators
 */

/* ============================================
   CSS Variables - Clean Design System
   ============================================ */
:root {
    /* Primary Brand Colors */
    --primary: #2563EB;
    --primary-dark: #1E40AF;
    --primary-light: #3B82F6;
    --primary-bg: #EFF6FF;

    /* Success/Error */
    --success: #059669;
    --success-light: #D1FAE5;
    --error: #DC2626;
    --error-light: #FEE2E2;
    --warning: #F59E0B;
    --warning-light: #FEF3C7;

    /* Chart Colors */
    --chart-principal: #10B981;
    --chart-interest: #F59E0B;

    /* Neutrals */
    --gray-50: #F9FAFB;
    --gray-100: #F3F4F6;
    --gray-200: #E5E7EB;
    --gray-300: #D1D5DB;
    --gray-400: #9CA3AF;
    --gray-500: #6B7280;
    --gray-600: #4B5563;
    --gray-700: #374151;
    --gray-800: #1F2937;
    --gray-900: #111827;

    --white: #FFFFFF;
    --black: #000000;

    /* Spacing */
    --spacing-xs: 8px;
    --spacing-sm: 12px;
    --spacing-md: 16px;
    --spacing-lg: 16px;
    --spacing-xl: 24px;
    --spacing-2xl: 48px;

    /* Border Radius */
    --radius-sm: 6px;
    --radius-md: 8px;
    --radius-lg: 12px;
    --radius-xl: 16px;

    /* Shadows */
    --shadow-sm: 0 1px 2px 0 rgba(0, 0, 0, 0.05);
    --shadow: 0 1px 3px 0 rgba(0, 0, 0, 0.1), 0 1px 2px 0 rgba(0, 0, 0, 0.06);
    --shadow-md: 0 4px 6px -1px rgba(0, 0, 0, 0.1), 0 2px 4px -1px rgba(0, 0, 0, 0.06);
    --shadow-lg: 0 10px 15px -3px rgba(0, 0, 0, 0.1), 0 4px 6px -2px rgba(0, 0, 0, 0.05);
    --shadow-xl: 0 20px 25px -5px rgba(0, 0, 0, 0.1), 0 10px 10px -5px rgba(0, 0, 0, 0.04);

    /* Typography */
    --font-base: -apple-system, BlinkMacSystemFont, 'Segoe UI', 'Roboto', sans-serif;
    --font-mono: 'Courier New', monospace;
}

*,
*::before,
*::after {
    box-sizing: border-box;
}

/* ============================================
   Base Layout
   ============================================ */
.calculator-page {
    max-width: 100%;
    margin: 0 auto;
    padding: 0;
    background: var(--gray-50);
    font-family: var(--font-base);
}

.calculator-content {
    max-width: 100%;
}

/* Remove number spinners */
input[type='number']::-webkit-outer-spin-button,
input[type='number']::-webkit-inner-spin-button {
    -webkit-appearance: none;
    appearance: none;
    margin: 0;
}

input[type='number'] {
    -moz-appearance: textfield;
    appearance: textfield;
}

/* ============================================
   Breadcrumbs
   ============================================ */
.breadcrumbs {
    max-width: 1200px;
    margin: 0 auto;
    padding: var(--spacing-md);
}

.breadcrumb-list {
    display: flex;
    flex-wrap: wrap;
    list-style: none;
    padding: 0;
    margin: 0;
    gap: var(--spacing-xs);
    font-size: 14px;
}

.breadcrumb-item {
    color: var(--gray-600);
}

.breadcrumb-item a {
    color: var(--primary);
    text-decoration: none;
}

.breadcrumb-item a:hover {
    text-decoration: underline;
}

.breadcrumb-item+.breadcrumb-item::before {
    content: '/';
    padding: 0 var(--spacing-xs);
    color: var(--gray-400);
}

/* ============================================
   Hero Section
   ============================================ */
.calculator-hero {
    background: linear-gradient(135deg, #667eea 0%, #764ba2 100%);
    color: white;
    text-align: center;
    padding: var(--spacing-2xl) var(--spacing-lg);
    margin-bottom: 0;
    
}

.calculator-hero h1 {
    font-size: clamp(24px, 4vw, 32px);
    font-weight: 700;
    margin: 0;
    line-height: 1.2;
    color: #fff;
}

/* ============================================
   Calculator Tool Section
   ============================================ */
.calculator-tool {
    max-width: 1200px;
    margin: 0 auto;
    padding: var(--spacing-xl) var(--spacing-md);
}

.calculator-container {
    display: flex;
    gap: var(--spacing-lg);
        align-items: flex-start;
            flex-wrap: wrap;
}

/* ============================================
   Input Section
   ============================================ */
.calculator-inputs {
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: var(--spacing-xl);
    box-shadow: var(--shadow-lg);
    max-width: 460px;
    width: 100%;
    position: sticky;
    top: 80px;
}

.calculator-inputs h2 {
    font-size: 22px;
    font-weight: 700;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-lg) 0;
}

/* Loan Type Tabs */
.loan-type-tabs {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: var(--spacing-sm);
    margin-bottom: var(--spacing-xl);
    background: var(--gray-100);
    padding: 4px;
    border-radius: var(--radius-md);
}

.loan-tab {
    background: transparent;
    border: none;
    padding: var(--spacing-sm) var(--spacing-md);
    border-radius: var(--radius-sm);
    font-size: 15px;
    font-weight: 600;
    color: var(--gray-700);
    cursor: pointer;
    transition: all 0.2s;
}

.loan-tab:hover {
    background: var(--gray-200);
    color: var(--gray-900);
}

.loan-tab.active {
    background: var(--white);
    color: var(--primary);
    box-shadow: var(--shadow-sm);
}

/* Form Fields */
.form-fields-grid {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-lg);
}

.input-group {
    position: relative;
}

.input-group label {
    display: block;
    margin-bottom: var(--spacing-sm);
}

.label-text {
    display: block;
    font-size: 15px;
    font-weight: 600;
    color: var(--gray-900);
    margin-bottom: 4px;
}

.label-helper {
    display: block;
    font-size: 13px;
    color: var(--gray-500);
}

/* Input Fields */
.input-wrapper {
    margin-bottom: var(--spacing-sm);
}

.calculator-input {
    width: 100%;
    padding: 8px 16px;
    font-size: 18px;
    font-weight: 600;
    color: var(--gray-900);
    background: var(--white);
    border: 2px solid var(--gray-300);
    border-radius: var(--radius-md);
    transition: all 0.2s;
}

.calculator-input:hover {
    border-color: var(--gray-400);
}

.calculator-input:focus {
    outline: none;
    border-color: var(--primary);
    box-shadow: 0 0 0 3px rgba(37, 99, 235, 0.1);
}

.calculator-input.error-state {
    border-color: var(--error);
}

.error-message {
    display: none;
    color: var(--error);
    font-size: 13px;
    margin-top: var(--spacing-xs);
    font-weight: 500;
}

@keyframes shake {

    0%,
    100% {
        transform: translateX(0);
    }

    25% {
        transform: translateX(5px);
    }

    75% {
        transform: translateX(-5px);
    }
}

/* ============================================
   Range Sliders - Modern Design
   ============================================ */
.slider-container {
    position: relative;
    /* margin-bottom: var(--spacing-xl); */
    padding-bottom: 20px;
}

.calculator-slider {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 8px;
    border-radius: 3px;
    background: linear-gradient(to right,
            var(--primary) 0%,
            var(--primary) var(--slider-progress, 0%),
            var(--gray-300) var(--slider-progress, 0%),
            var(--gray-300) 100%);
    outline: none;
    transition: all 0.2s;
    cursor: pointer;
    position: relative;
}

.calculator-slider:hover {
    opacity: 0.95;
}

.calculator-slider:focus {
    outline: none;
}

.calculator-slider:focus-visible {
    outline: 2px solid var(--primary-light);
    outline-offset: 2px;
}

/* Webkit Slider Thumb */
.calculator-slider::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--primary);
    cursor: pointer;
    border: 4px solid var(--white);
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.15);
    transition: all 0.2s;
    position: relative;
    z-index: 2;
    top: -9px;
}

.calculator-slider::-webkit-slider-thumb:hover {
    transform: scale(1.15);
    box-shadow: 0 3px 10px rgba(37, 99, 235, 0.5);
}

.calculator-slider::-webkit-slider-thumb:active {
    transform: scale(1.1);
}

/* Firefox Slider Thumb */
.calculator-slider::-moz-range-thumb {
    width: 22px;
    height: 22px;
    border-radius: 50%;
    background: var(--primary);
    cursor: pointer;
    border: 4px solid var(--white);
    box-shadow: 0 2px 6px rgba(0, 0, 0, 0.15);
    transition: all 0.2s;
    position: relative;
    z-index: 2;
}

.calculator-slider::-moz-range-thumb:hover {
    transform: scale(1.15);
}

.calculator-slider::-moz-range-thumb:active {
    transform: scale(1.1);
}

/* Progress Track */
.calculator-slider::-webkit-slider-runnable-track {
    background: linear-gradient(to right,
            var(--primary) 0%,
            var(--primary) var(--slider-progress, 50%),
            var(--gray-300) var(--slider-progress, 50%),
            var(--gray-300) 100%);
    height: 6px;
    border-radius: 3px;
}

.calculator-slider::-moz-range-track {
    background: var(--gray-300);
    height: 6px;
    border-radius: 3px;
}

.calculator-slider::-moz-range-progress {
    background: var(--primary);
    height: 6px;
    border-radius: 3px;
}

/* Slider Labels */
.slider-labels {
    display: none;
}

/* Slider Ticks */
.slider-ticks {
    position: absolute;
    width: calc(100% - 0px);
    height: 30px;
    top: 8px;
    left: 0;
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    pointer-events: none;
    padding: 0;
}

.slider-tick {
    position: relative;
    display: flex;
    flex-direction: column;
    align-items: center;
    flex-shrink: 0;
    top: 9px;
}

.slider-tick::before {
    content: '';
    width: 2px;
    height: 8px;
    background: var(--gray-400);
    margin-bottom: 4px;
}

.slider-tick-label {
    font-size: 11px;
    color: var(--gray-600);
    white-space: nowrap;
    font-weight: 500;
    line-height: 1;
}

/* Slider Tooltip */
.slider-tooltip {
    position: absolute;
    background: var(--gray-900);
    color: white;
    padding: 6px 12px;
    border-radius: 6px;
    font-size: 13px;
    font-weight: 600;
    white-space: nowrap;
    pointer-events: none;
    box-shadow: var(--shadow-md);
}

.slider-container:hover .slider-tooltip {
    opacity: 1 !important;
}

/* Tenure Toggle */
.tenure-toggle {
    display: inline-flex;
    gap: 4px;
    padding: 3px;
    background: var(--gray-100);
    border-radius: var(--radius-sm);
    margin-bottom: var(--spacing-sm);
}

.tenure-btn {
    padding: 6px 14px;
    background: transparent;
    border: none;
    border-radius: 4px;
    font-size: 13px;
    font-weight: 600;
    color: var(--gray-600);
    cursor: pointer;
    transition: all 0.2s;
}

.tenure-btn:hover {
    background: var(--gray-200);
}

.tenure-btn.active {
    background: var(--white);
    color: var(--primary);
    box-shadow: var(--shadow-sm);
}

/* EMI Scheme Toggle */
.emi-scheme-toggle {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: var(--spacing-sm);
}

.emi-scheme-btn {
    padding: var(--spacing-md);
    background: var(--white);
    border: 2px solid var(--gray-300);
    border-radius: var(--radius-md);
    cursor: pointer;
    text-align: left;
    transition: all 0.2s;
}

.emi-scheme-btn:hover {
    border-color: var(--primary-light);
}

.emi-scheme-btn.active {
    border-color: var(--primary);
    background: var(--primary-bg);
}

.emi-scheme-btn .btn-text {
    display: block;
    font-size: 14px;
    font-weight: 600;
    color: var(--gray-900);
    margin-bottom: 4px;
}

.emi-scheme-btn .btn-subtext {
    display: block;
    font-size: 12px;
    color: var(--gray-600);
}

/* ============================================
   Results Section
   ============================================ */
.calculator-results {
    background: var(--white);
    border-radius: var(--radius-xl);
    padding: var(--spacing-xl);
    box-shadow: var(--shadow-lg);
    min-width: 0;
    flex: 1
}

.calculator-results h2 {
    font-size: 22px;
    font-weight: 700;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-lg) 0;
}

.results-hidden {
    display: none !important;
}

/* EMI Highlight */
.emi-highlight {
    margin-bottom: var(--spacing-lg);
}

.emi-card {
    background: linear-gradient(135deg, #2563EB 0%, #1E40AF 100%);
    border-radius: var(--radius-lg);
    padding: var(--spacing-xl);
    text-align: center;
    position: relative;
    overflow: hidden;
}

.emi-card::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -50%;
    width: 200%;
    height: 200%;
    background: radial-gradient(circle, rgba(255, 255, 255, 0.1) 0%, transparent 70%);
    animation: rotate 15s linear infinite;
}

@keyframes rotate {
    from {
        transform: rotate(0deg);
    }

    to {
        transform: rotate(360deg);
    }
}

.emi-card .result-content {
    position: relative;
    z-index: 1;
}

.emi-card .result-label {
    display: block;
    font-size: 14px;
    font-weight: 500;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    margin-bottom: var(--spacing-xs);
}

.emi-card .result-value {
    display: block;
    font-size: clamp(36px, 6vw, 48px);
    font-weight: 700;
    line-height: 1;
}

/* Results Grid */
.results-flex-wrapper {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-lg);
    margin-bottom: var(--spacing-xl);
}

.results-row {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
    max-width: 200px;
}

.result-card {
    background: var(--gray-50);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
    transition: all 0.2s;
}

.result-card:hover {
    border-color: var(--primary);
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.result-content {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-xs);
}

.result-label {
    font-size: 12px;
    color: var(--gray-600);
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.result-value {
    font-size: 28px;
    color: var(--gray-900);
    font-weight: 700;
    font-variant-numeric: tabular-nums;
}

/* Chart */
.chart-container {
    background: var(--gray-50);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
}

.chart-container h3 {
    font-size: 16px;
    font-weight: 600;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-lg) 0;
    text-align: center;
}

.pie-chart {
    width: 250px;
    height: 250px;
    border-radius: 50%;
    margin: 0 auto var(--spacing-lg);
    box-shadow: var(--shadow-md);
    position: relative;
}

.pie-segment {
    position: absolute;
    width: 100%;
    height: 100%;
    border-radius: 50%;
}

.chart-legend {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-sm);
    align-items: center;
}

.legend-item {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
}

.legend-color {
    width: 14px;
    height: 14px;
    border-radius: 3px;
    flex-shrink: 0;
}

.principal-color {
    background: var(--chart-principal);
}

.interest-color {
    background: var(--chart-interest);
}

.legend-label {
    font-size: 13px;
    color: var(--gray-700);
    font-weight: 500;
}

/* ============================================
   Amortization Schedule
   ============================================ */
.amortization-section {
    margin-top: var(--spacing-xl);
    padding-top: var(--spacing-xl);
    border-top: 2px solid var(--gray-200);
}

.amortization-wrapper h3 {
    font-size: 18px;
    font-weight: 700;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-lg) 0;
}

.schedule-controls {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
    margin-bottom: var(--spacing-lg);
}

.schedule-start-date {
    display: flex;
    align-items: center;
    gap: var(--spacing-sm);
    flex-wrap: wrap;
}

.schedule-start-date label {
    font-size: 14px;
    font-weight: 600;
    color: var(--gray-700);
}

.schedule-select {
    padding: 8px 12px;
    border: 1px solid var(--gray-300);
    border-radius: var(--radius-sm);
    font-size: 14px;
    background: var(--white);
    cursor: pointer;
    font-weight: 500;
}

.schedule-select:focus {
    outline: none;
    border-color: var(--primary);
}

.schedule-toggle {
    display: inline-flex;
    gap: 4px;
    padding: 3px;
    background: var(--gray-100);
    border-radius: var(--radius-sm);
}

.schedule-btn {
    padding: 6px 14px;
    background: transparent;
    border: none;
    border-radius: 4px;
    font-size: 13px;
    font-weight: 600;
    color: var(--gray-600);
    cursor: pointer;
    transition: all 0.2s;
}

.schedule-btn:hover {
    background: var(--gray-200);
}

.schedule-btn.active {
    background: var(--white);
    color: var(--primary);
    box-shadow: var(--shadow-sm);
}

/* Table Container with Fixed Height */
.table-responsive {
    border: 1px solid var(--gray-300);
    border-radius: var(--radius-md);
    overflow: hidden;
    max-height: 400px;
    overflow-y: auto;
    margin-bottom: var(--spacing-lg);
}

.amortization-table {
    width: 100%;
    font-size: 13px;
    border-collapse: separate;
    border-spacing: 0;
}

.amortization-table thead {
    position: sticky;
    top: 0;
    z-index: 10;
    background: var(--gray-900);
}

.amortization-table th {
    padding: 12px;
    text-align: left;
    font-weight: 600;
    color: var(--white);
    font-size: 11px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
    border-bottom: 2px solid var(--gray-700);
}

.amortization-table td {
    padding: 12px;
    border-bottom: 1px solid var(--gray-200);
    color: var(--gray-900);
    font-variant-numeric: tabular-nums;
    background: var(--white);
}

.amortization-table tbody tr:hover td {
    background: var(--gray-50);
}

.amortization-table tbody tr:last-child td {
    border-bottom: none;
}

/* Download Buttons */
.download-buttons {
    display: flex;
    gap: var(--spacing-sm);
    flex-wrap: wrap;
}

.btn-download {
    display: inline-flex;
    align-items: center;
    gap: var(--spacing-xs);
    padding: 10px 18px;
    background: var(--white);
    border: 2px solid var(--gray-300);
    border-radius: var(--radius-md);
    font-size: 14px;
    font-weight: 600;
    color: var(--gray-700);
    cursor: pointer;
    transition: all 0.2s;
}

.btn-download:hover:not(:disabled) {
    background: var(--primary);
    border-color: var(--primary);
    color: var(--white);
    transform: translateY(-1px);
    box-shadow: var(--shadow-md);
}

.btn-download:disabled {
    opacity: 0.4;
    cursor: not-allowed;
}

.btn-icon {
    font-size: 16px;
}

/* ============================================
   Placeholder
   ============================================ */
.results-placeholder {
    text-align: center;
    padding: var(--spacing-2xl) var(--spacing-lg);
}

.placeholder-icon {
    width: 64px;
    height: 64px;
    margin: 0 auto var(--spacing-md);
    color: var(--gray-400);
}

.placeholder-text {
    font-size: 15px;
    color: var(--gray-600);
    margin: 0;
}

.placeholder-calculating {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: var(--spacing-xs);
    color: var(--primary);
    font-weight: 600;
    margin-top: var(--spacing-sm);
}

.loading-spinner {
    width: 16px;
    height: 16px;
    border: 2px solid var(--gray-300);
    border-top-color: var(--primary);
    border-radius: 50%;
    animation: spin 0.6s linear infinite;
}

@keyframes spin {
    to {
        transform: rotate(360deg);
    }
}

/* ============================================
   Educational Content - Full Width
   ============================================ */
.calculator-info,
.calculator-faq,
.related-tools {
    max-width: 1200px;
    margin: var(--spacing-2xl) auto;
    padding: var(--spacing-xl) var(--spacing-md);
    background: var(--white);
    border-radius: var(--radius-xl);
    box-shadow: var(--shadow-md);
}

.calculator-info h2,
.calculator-faq h2,
.related-tools h2 {
    font-size: 26px;
    font-weight: 700;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-lg) 0;
}

.calculator-info h3 {
    font-size: 20px;
    font-weight: 600;
    color: var(--gray-900);
    margin: var(--spacing-xl) 0 var(--spacing-md) 0;
}

.calculator-info p,
.calculator-info li {
    font-size: 15px;
    line-height: 1.7;
    color: var(--gray-700);
    margin-bottom: var(--spacing-md);
}

.calculator-info ul,
.calculator-info ol {
    padding-left: var(--spacing-lg);
    margin-bottom: var(--spacing-md);
}

.calculator-info li {
    margin-bottom: var(--spacing-sm);
}

/* Formula Box */
.formula-box {
    background: var(--primary-bg);
    border: 2px solid var(--primary-light);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
    margin: var(--spacing-lg) 0;
}

.formula-box h4 {
    font-size: 16px;
    font-weight: 600;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-md) 0;
}

.formula {
    font-size: 18px;
    color: var(--primary-dark);
    font-weight: 700;
    font-family: var(--font-mono);
    margin: var(--spacing-sm) 0;
}

.formula-note {
    font-size: 13px;
    color: var(--gray-600);
    margin-top: var(--spacing-sm);
}

/* Factors Grid */
.factors-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-md);
    margin: var(--spacing-lg) 0;
}

.factor-card {
    background: var(--gray-50);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
}

.factor-card h4 {
    font-size: 16px;
    font-weight: 600;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-sm) 0;
}

.factor-card p {
    margin: 0;
    font-size: 14px;
    line-height: 1.6;
}

/* Loan Types */
.loan-types {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-md);
    margin: var(--spacing-lg) 0;
}

.loan-type {
    background: var(--gray-50);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
}

.loan-type h4 {
    font-size: 16px;
    font-weight: 600;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-sm) 0;
}

.loan-type p {
    margin: 0;
    font-size: 14px;
}

/* ============================================
   FAQ Section
   ============================================ */
.faq-list {
    display: flex;
    flex-direction: column;
    gap: var(--spacing-md);
}

.faq-item {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    overflow: hidden;
    transition: all 0.3s ease;
}

.faq-item:hover {
    border-color: var(--primary-light);
    box-shadow: var(--shadow-sm);
}

.faq-item.active {
    border-color: var(--primary);
    box-shadow: var(--shadow-md);
}

.faq-question {
    font-size: 16px;
    font-weight: 600;
    color: var(--gray-900);
    margin: 0;
    padding: var(--spacing-lg);
    cursor: pointer;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: var(--spacing-md);
    user-select: none;
    transition: background-color 0.2s ease, color 0.2s ease;
}

.faq-question:hover {
    background-color: var(--gray-50);
}

.faq-item.active .faq-question {
    color: var(--primary);
    background-color: var(--primary-bg);
}

.faq-question-text {
    flex: 1;
    line-height: 1.5;
}

.faq-icon {
    flex-shrink: 0;
    width: 24px;
    height: 24px;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    font-weight: 400;
    color: var(--gray-500);
    transition: transform 0.3s ease, color 0.3s ease;
    line-height: 1;
}

.faq-item.active .faq-icon {
    transform: rotate(45deg);
    color: var(--primary);
}

.faq-answer {
    padding: 0 var(--spacing-lg) var(--spacing-lg);
    max-height: 0;
    overflow: hidden;
    opacity: 0;
    transition: max-height 0.4s ease, opacity 0.3s ease, padding 0.3s ease;
}

.faq-item.active .faq-answer {
    max-height: 1000px;
    opacity: 1;
    padding: 0 var(--spacing-lg) var(--spacing-lg);
}

.faq-answer p {
    margin: 0 0 var(--spacing-sm) 0;
    color: var(--gray-700);
    line-height: 1.6;
}

.faq-answer p:last-child {
    margin-bottom: 0;
}

.faq-answer ul {
    margin: var(--spacing-sm) 0;
    padding-left: var(--spacing-lg);
    color: var(--gray-700);
}

.faq-answer li {
    margin-bottom: var(--spacing-xs);
    line-height: 1.6;
}

/* ============================================
   Related Tools
   ============================================ */
.tools-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: var(--spacing-md);
}

.tool-card-link {
    display: block;
    background: var(--gray-50);
    border: 2px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: var(--spacing-lg);
    text-decoration: none;
    transition: all 0.2s;
}

.tool-card-link:hover {
    border-color: var(--primary);
    box-shadow: var(--shadow-md);
    transform: translateY(-2px);
}

.tool-card-link h3 {
    font-size: 18px;
    font-weight: 600;
    color: var(--gray-900);
    margin: 0 0 var(--spacing-xs) 0;
}

.tool-card-link p {
    font-size: 14px;
    color: var(--gray-600);
    margin: 0;
}

.available-badge,
.coming-soon {
    display: inline-block;
    margin-top: var(--spacing-sm);
    padding: 4px 10px;
    border-radius: 12px;
    font-size: 11px;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.available-badge {
    background: var(--success-light);
    color: var(--success);
}

.coming-soon {
    background: var(--gray-200);
    color: var(--gray-600);
}

/* ============================================
   Responsive Design
   ============================================ */

/* Tablets */
@media (min-width: 768px) {
    .calculator-container {
        grid-template-columns: 1fr 1fr;
    }

    .results-row {
        display: flex;
        flex-direction: column;
        gap: var(--spacing-md);
        max-width: 200px;
    }

    .results-flex-wrapper {
        grid-template-columns: 200px 1fr;
    }

    .schedule-controls {
        flex-direction: row;
        justify-content: space-between;
        align-items: center;
    }

    .factors-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .loan-types {
        grid-template-columns: repeat(2, 1fr);
    }

    .tools-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

/* Desktop */
@media (min-width: 1024px) {
    .form-fields-grid {
        grid-template-columns: repeat(2, 1fr);
        gap: var(--spacing-lg) var(--spacing-xl);
    }

    .input-group:nth-child(4) {
        grid-column: 1 / -1;
    }

    .factors-grid {
        grid-template-columns: repeat(4, 1fr);
    }

    .loan-types {
        grid-template-columns: repeat(4, 1fr);
    }

    .tools-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

/* ============================================
   Accessibility
   ============================================ */
@media (prefers-reduced-motion: reduce) {

    *,
    *::before,
    *::after {
        animation-duration: 0.01ms !important;
        animation-iteration-count: 1 !important;
        transition-duration: 0.01ms !important;
    }
}

@media (prefers-contrast: high) {

    .calculator-input,
    .result-card {
        border-width: 3px;
    }
}

/* ============================================
   Print
   ============================================ */
@media print {

    .calculator-inputs,
    .breadcrumbs,
    .download-buttons {
        display: none;
    }

    .calculator-container {
        grid-template-columns: 1fr;
    }
}
@media (max-width:768px) {
    .calculator-inputs {
        position: unset;
        top: unset;
                padding: 15px;
    }
    .loan-tab {
    padding: 5px;
    font-size: 14px;
}
.results-row {
    max-width: 100%;
}
.result-card {
    display: flex;
    flex-direction: column;
    align-items: center;
}
.table-responsive {
    overflow: auto;
}
}